Horia Chifor

Executive Lead of Fintech (EMEA)
IBM
09/2024 – present

My responsibilities include:
  • Leading the fintech strategy and its execution across EMEA;
  • Ensuring compliance with global regulations;
  • Managing fintech projects, acquisitions and strategic partnerships;
  • Aligninging internal and external tools and technologies;
  • Approving budgets and investments;
  • Being a member of the Change Approval Board.

I reduced Fintech sector costs by 14% without layoffs, nor compensation cuts, including benefits.




Head of Anti-Money Laundering
Ness
03/2021 – 09/2024

I helped develop a cloud-based, real-time banking solution.

My responsibilities included:
  • Prioritizing product capabilities each milestone;
  • Capitalizing the teams: Dev, CloudOps, Sales, etc;
  • Familiarizing with legislation in various countries.

Our Anti-Money Laundering division has achieved the highest scores in Technology Excellence and Customer Impact metrics in 2023 -- BusinessWire




Senior Java Software Engineer
ACI Universal Payments
10/2016 – 03/2021




Middle Java Software Engineer
NOKIA
10/2014 – 10/2016




Junior Java Software Engineer
Steam
11/2009 – 10/2014